Genesis Mortgage Captial | Types of Financing

In addition to Private Syndicate Mortgage Loans, the experts at Genesis Mortgage are experienced in negotiating Institutional Mortgage Loans with direct relationships through local Banks, Trust Companies, Pension Funds, Insurance Companies, and other lending institutions.

Mortgage Parameters
Loan amount for First Mortgages:	$100,000 to $10,000,000
Loan amount for Second Mortgages:	$200,000 to $2,000,000
Loan Advance:	Up to 75%
Term:	One & Two Year
Interest Rate:	Call for Quote
Repayment:	Principal & Interest or Interest Only payments

Genesis Mortgage is motivated to provide commercial mortgage brokering and placement to properties in the Greater Toronto Area and Southern Ontario:

Types of Financing Include:

Expand existing real estate

Construction financing

Equity take out financing

Cost to complete building financing

Mezzanine funding

Acquisition financing

Genesis Mortgage is committed to a common sense approach to mortgage placement by developing creative opportunities for both investors and borrowers.

Hard Money Loan	[read more]
A loan that is underwritten with the condition and value of the property as the primary criteria for approval. Secondary issues may include the credit of the borrower, the ability of the borrower to repay the loan and/or the ability of the borrower to manage the property or successfully complete a rehab and sell the property. Owner occupancy, debt ratios and other issues are seldom a factor. Appraisals rather than purchase prices are used to determine value. Cash out purchases are often allowed and are another key benefit. These loans are usually approved within days and are often funded in two weeks or under with times as short as two or three days are not uncommon. The cost to the borrower for the benefits of speed of funding is typically a moderately higher interest rate and high fee points.
Debt Reorganization Financing	[read more]
Genesis Mortgage experts can analyze the debt structure and provide strategies regarding debt reorganization. We help maximize the value of your assets by turning real estate and other assets into capital. Whether you need funds for growth, restructuring, refinancing, acquisitions or buyouts, we'll work closely with you to develop a flexible and innovative financing solution structured to meet your needs today and tomorrow.
Construction/Development Financing	[read more]
Successful construction and development financing requires a through knowledge of real estate development. The professionals at Genesis Mortgage have extensive experience managing a variety of development projects from residential to industrial, office buildings, apartment buildings and Property Management. This experience is what allows us to secure the right financing our clients require to execute their development plan.
Mezzanine Debt/Secondary Financing	[read more]
Mezzanine Financing is fast becoming the choice method of financing real estate development and construction projects. Mezzanine Debt allows the developer and builders the opportunity to source fast financing to leverage their immediate financing needs. Traditionally, Mezzanine Debt is a short term plan for long term gain to the property owner or developer. As a leading commercial capital intermediary, we have the technical expertise, capital market relationships, and national strength to arrange the most favourable financing for your commercial property.

FSCO Broker # 10146 Agent # M08000180

The material on this web site covers a variety of topics on commercial real estate mortgage banking and is for informational purposes only. This information is inherently limited in scope, may change without notice, and does not contain all of the applicable terms, conditions, limitations and exclusions of the products and services described herein.